Welcome to
Healthier Money

We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.

Our Process

5 ways we can help you make a difference in your portfolio


Hybrid investing provides a unique way to protect your hard earned money


Steady growth while eliminating losses in the stock market


Safe and predictable lifetime income so you don’t fear running out of money


It’s what you keep, not what you make. The impact of taxes are often overlooked


Having long term care on your terms with your love ones around


"I never thought that I would get the Coronavirus and be sick for a month, but having followed Healthier Money's advice just 2 months earlier, saved me over $300k in potential losses, what a HUGE relief!!"

— Mary F.

"We thought that we knew what we were doing, boy were we off, but Healthier Money helped us to sort it all out, and we couldn't be happier."

— C & L

"As the president of NAHN, Pat and his team shared awesome tips on getting our nurses to pay down debt, how to save and how to budget, I would recommend Healthier Money to everyone"

— Lori 

"I have slept real easy for the last 9 years because I use to always worry about our money, not anymore because Pat has taken care of us"

— Walter & Racheal P. 

"Brock was a terrific resource for my kids to speak with, and now guess what, they are actually saving money!"

— Sally S.

"Pat made everything so simple for me to understand and I actually know that I truly can have a great retirement now"

— L. M.

"Thanks to Pat & his team, they were able to show me that I could retire right now, not the 3 years that I thought that I still needed!"

— Dorris W.

"I don't say this lightly, but thank goodness for Healthier Money fixing my portfolio!!"

— Joe S.

Attend one of our seminars

Learn more about retirement income strategies, legacy planning and many more.


Get your FREE paperback copy today!

I was excited to contribute to this book because most of us don’t realize the many risks associated with putting our retirement savings in the 401(k) or traditional IRA’s. You can have a more secure retirement and the lessons within this book will help educate you!

However, we have limited amount of copies left, so inquire as to how to get your copy.


Are you worried about too much risk in your


In these times of uncertainty, a properly balanced portfolio is key to long-term success. Find out your risk score and where you stand today.


Am I too young to buy an annuity?

There are many types of annuities, but they do a great job of protecting your principle against stock market losses, grow your money, and even provide guaranteed lifetime income.

Is a 401(k) my best savings option for retirement?

A 401(k) can be very attractive if it has a match on the monies that you put into it by your company. However, looking to see if a Roth 401(k) option is available could grow your money completely tax-free. Remember there are rules to follow. If you're looking for more options for retirement savings then consult your tax or investment professional.

Can I contribute to my 401(k) and have a Roth in the same year?

As long as the total combined amount of your contributions don't exceed the IRS maximum annual aloud amount. There are also special options for increase funding limits on people over age 50 and above. As always be sure to follow the appropriate rules.

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Schedule your free 30 minute financial phone call today!

Phone: 602.789.3099

Email: info@HealthierMoney.com

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