Timing the Market doesn’t work– this is probably the single biggest investor mistake. Warren Buffett says, “Anything can happen at any time in the markets, so market forecasters will fill your ear but never fill your wallets.” Keeping your long-term money in cash- Being afraid of the market’s volatility will hurt your money. Inflation…

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Here’s a question? What has a 70% bankruptcy rate with 44% of people spending all the money within 5 years….that’s right “winning the lottery!” National Endowment for Financial Education Why this? Why now? Because it’s lottery time with huge jackpots, which also increase Lotto, Scratchers, The Pick, and the fever heating up. It’s funny because…

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It’s not about sports, but what sports does for us as people. It doesn’t matter if you’re a football fan, the purpose of this is to highlight how events unify us. This weekend if you were a Notre Dame fan or Clemson fan, it didn’t matter. 15,000 people rushed the field, and where that might…

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This is a heart wrencher. Last week Pat was in San Diego and a gentleman he met told him the story of how his mother died. As a family the didn’t have the resources for in-home health care and she was placed three an a half hours away in a state facility. To even be…

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Life Post Corona Virus  By: Jesus Ramirez       Last week another 6.6 million people filed for unemployment bringing the total to 16 million.  What does this mean for the economy as a whole?    This means that at least 10% of the workforce is without jobs. 16 million Americans who aren’t spending as much if at all beyond the basic necessity. And yet we see the market continue to rally.     There is a disconnect between companies continuing to lose revenue and…

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