Is $50,000 a lot of savings for a 30-year-old in the U.S. to have?
According to the latest Better Money Habits report from Bank of America, 73% of millennial respondents were saving. So it’s a fact that millennials are doing a better job saving…
The Complete Guide to Money Market Deposit Accounts
Think a money market account is just like a savings account? Think again. Money market deposit accounts are a great way to earn higher interest rates compared to regular passbook…
Investing in Alternatives
“Retire early!" has become an often-repeated slogan among some Americans who've retired before their 50th birthdays. What they don’t repeat is how daunting planning for retirement can be, not including…
What Are the Pros and Cons of Retirement Annuities?
When most people think about their finances beyond monthly budgeting, they're thinking about retirement and how best to save for it. With market volatility and the potential losses that can…
Hand putting Coins in glass jar with retro alarm clock for time to money saving for retirement concept
Is It a Good Idea to Invest in Annuities as a Retirement Plan?
Retirement annuities tend to draw an exceptionally wide range of both positive and negative responses. They offer both an upside – primarily, the potential for a guaranteed stream of income…
Where’s the Financial Planning?
Lately, I have been surprised by many people’s lack of financial planning from the misguided opinions, lack of knowledge or inability to consider other pieces necessary for a strong plan.…
In-Service Withdrawals
But I want to Protect what I have..In-Service Withdrawals! I can’t remember a time when I have received more phone calls about protecting 401(K) balances from clients and referrals. It…
A Business Proposal
HAVE I GOT A BUSINESS PROPOSAL FOR YOU, REALLY! You front all the money You take all the risks You make all the decisions You can’t touch your money until…
The Power of the Roll-up or Debt Stacking
The Power of the Roll-up or Debt Stacking This concept is one of the fastest, sure fire ways to get out of debt quickly and be financially stress free! This…
The Myths of Long Term Care
The myths of Long term care While I was on vacation recently, I received 2 panicky phone calls from clients that had to make arrangements for loved ones because of…