Is $50,000 a lot of savings for a 30-year-old in the U.S. to have?
According to the latest Better Money Habits report from Bank of America, 73% of millennial respondents were saving. So it’s a fact that millennials are doing a better job saving…
The Complete Guide to Money Market Deposit Accounts
Think a money market account is just like a savings account? Think again. Money market deposit accounts are a great way to earn higher interest rates compared to regular passbook…
Investing in Alternatives
“Retire early!" has become an often-repeated slogan among some Americans who've retired before their 50th birthdays. What they don’t repeat is how daunting planning for retirement can be, not including…
What Are the Pros and Cons of Retirement Annuities?
When most people think about their finances beyond monthly budgeting, they're thinking about retirement and how best to save for it. With market volatility and the potential losses that can…
Hand putting Coins in glass jar with retro alarm clock for time to money saving for retirement concept
Is It a Good Idea to Invest in Annuities as a Retirement Plan?
Retirement annuities tend to draw an exceptionally wide range of both positive and negative responses. They offer both an upside – primarily, the potential for a guaranteed stream of income…
Where’s the Financial Planning?
Lately, I have been surprised by many people’s lack of financial planning from the misguided opinions, lack of knowledge or inability to consider other pieces necessary for a strong plan.…
In-Service Withdrawals
But I want to Protect what I have..In-Service Withdrawals! I can’t remember a time when I have received more phone calls about protecting 401(K) balances from clients and referrals. It…
Annuities: Protection for Your Money & Even Adding Value
Annuities, Protection for Your Money & Even Adding Value! Frankly, if you own a cellphone and drive, then you know the dangers of texting while driving! Besides the distractions and…
Mutuals vs. ETFs
Mutual Funds vs. ETF’s: Some differences and which is right for you? With all of the choices that investors have, it’s helpful to look at some of the differences between…
What Does Inflation Mean?
Inflation is the continuous rise in the price of good and services over time. In the past with dropping interest rates, consumers have more money to spend because of less…