Is $50,000 a lot of savings for a 30-year-old in the U.S. to have?
According to the latest Better Money Habits report from Bank of America, 73% of millennial respondents were saving. So it’s a fact that millennials are doing a better job saving…
Investing in Alternatives
“Retire early!" has become an often-repeated slogan among some Americans who've retired before their 50th birthdays. What they don’t repeat is how daunting planning for retirement can be, not including…
What Are the Pros and Cons of Retirement Annuities?
When most people think about their finances beyond monthly budgeting, they're thinking about retirement and how best to save for it. With market volatility and the potential losses that can…
Hand putting Coins in glass jar with retro alarm clock for time to money saving for retirement concept
Is It a Good Idea to Invest in Annuities as a Retirement Plan?
Retirement annuities tend to draw an exceptionally wide range of both positive and negative responses. They offer both an upside – primarily, the potential for a guaranteed stream of income…
Where’s the Financial Planning?
Lately, I have been surprised by many people’s lack of financial planning from the misguided opinions, lack of knowledge or inability to consider other pieces necessary for a strong plan.…
The Myths of Long Term Care
The myths of Long term care While I was on vacation recently, I received 2 panicky phone calls from clients that had to make arrangements for loved ones because of…
Annuities: Protection for Your Money & Even Adding Value
Annuities, Protection for Your Money & Even Adding Value! Frankly, if you own a cellphone and drive, then you know the dangers of texting while driving! Besides the distractions and…
Different Ways To Grow
Have you ever heard about the DRIP savings plan? Putting money in the stock market has traditionally been a great way to grow your money over the long term. There…
Paying Off Pizza
A $30 Pizza?! Why Managing Your Credit Cards is So Important! You may need a credit card for convenience, travel, and emergencies, but managing it responsibly is just as important!…
Misconceptions
I’m concerned! Having been in the financial services industry for 35 years, it’s important to me to minimize “misinformation.” With the advent of the internet, other financial advisors, TV &…